Kia Loan and Lease Center in Grand Forks

Grand Forks Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Grand Forks Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Grand Forks Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Absolutely not! We know that people tend to cringe over the thought of determining a financing plan for your recently purchased car, SUV or truck. That's why our financing specialists are committed to clearly presenting your options, and fully explaining them so you can feel confident in your decision!
Here at Grand Forks Kia, we always encourage our  customers to get a jump-start on auto financing from the comfort of their own home or office! You can submit a finance application, use our payment estimator tool, and value a potential trade with your current vehicle all right here on our website! We make things hassle free and as convenient as possible here.
  1. Grand Forks Kia

    2400 Gateway Dr
    Grand Forks, ND 58203

    • Sales: (701)746-5458
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Get in Touch

  • Contact our Sales Department at: (701)746-5458
  • Monday9:00 AM-6:00 PM
  • Tuesday9:00 AM-6:00 PM
  • Wednesday9:00 AM-6:00 PM
  • Thursday9:00 AM-6:00 PM
  • Friday9:00 AM-6:00 PM
  • Saturday9:00 AM-5:00 PM
  • SundayClosed